Terms + Conditions

 

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Refund policy

No refunds. Purchase at your own discretion. All sales are full and final.

legal disclaimer

When you purchase a tarot reading, coaching or any services from Joanna, you agree that you have read and understand the details of the disclaimer, agree to the disclaimer, and release Joanna Garzilli from any and all liability/responsibility for any actions or in-actions. You must be at least 18 years old to purchase any reading or coaching services. Joanna Garzilli is not liable for any direct, indirect, or incidental, consequential, or punitive damages arising from using the psychic expert advice available on this site or its content. All psychic readings and coaching are intended to offer an insight into a person’s personal life and meant for entertainment purpose only. These readings do not in any way constitute legal, financial, or professional advice. By engaging in a reading, you understand that psychics do not diagnose illnesses, including questions pertaining to pregnancy and death. Joanna Garzilli will not be liable for the death or personal injury resulting from the negligence on our behalf, or for fraudulent misrepresentation. You understand that the use of this email/website is merely for referencing and entertainment purposes and is not intended to be regarded as professional judgment or advice. Since references to the future and outcomes are based on potentials, possibilities, and probabilities at the time of the reading and or coaching based on your actions and other people's actions or inactions and due to interpretation as to what was said at the time of the reading, you understand that there is no guarantee on the accuracy rate of a reading, session, or consultation and it is not fortune-telling, nor does this email/website imply or infer such. Furthermore, Joanna Garzilli does not represent that: The services will meet your requirements. The services will be uninterrupted, timely, secure or error free. Any results obtained from using the services will be accurate, complete or current. Joanna Garzilli or anyone involved with the provision of these services shall not be liable for any damages arising from the inability to use the services or from errors caused by negligence or otherwise. We are not liable for delays in providing information or carrying out our obligations due to factors beyond our control. When you sign up for any reading, you agree that you are using the service at your own risk.

tarot reading disclaimer

A tarot reading is not a substitute for medical, psychological, financial, or legal counseling. The information provided in a reading is not legally binding. Readings by Joanna Garzilli provide useful insight, but 100% accuracy for specific questions cannot be guaranteed. Tarot readings are for personal, educational, spiritual, and entertainment purpose only. Readings by Joanna Garzilli accepts no liability and/or responsibility for any actions and/or decisions any client chooses to take or make based on the tarot reading. The information provided in a reading and your data are treated as confidential and protected. Joanna maintains confidentiality for all her clients.

privacy notice

Joanna is fully committed to protecting your privacy. We collect statistical information on the pages you view. We analyze that information to enhance your user experience with us. When you place an order, we collect basic information such as your name, address, phone number, email address. We use this information to process  your order, and to contact you regarding your order and to answer any questions you may have. Rest assured, we will never share your personal information with any third parties. After you place an order, we may contact you at a future date to keep you informed of sales, promotions, new product releases, etc. Any additional information you provide us will enable us to customize your experience at our site, showing you products and specials that may interest you. We have put security measures in place to protect you against unauthorized access, loss, misuse, and alteration of your personal information that we collect. We utilize a firewall and use SSL encryption (secure certificate) to keep your information secure. We use your Internet Protocol (IP) address to identify you and possibly to gather general demographic information. If Joanna changes this Privacy Policy in whole or in part, she will inform you by posting a notice on this site. Any changes will go into effect on the date they are posted and will apply to all users.